Logistics division. Data processing function
Category: Bank Management
In industry, Data Processing is part of production whereas in banks it is the core of the whole production. So far, its development has gone through three stages:
Starting: mechanisation, data registering
Industrialisation: large systems
Productivity: rationalisation
Now, this function is working on decentralised basis and value added gains.
Missions of data processing in Banks
collecting the information, externally when it comes from the branches, and internally either by daily registrations or self-generated by the process (integration). Trends are as follows:
decentralisation
collect operations entered by the customer himself
use of subcontractors
Treatment of the data collected
Storage of data
Returning of data within the bank to other functions or externally to customers or subcontractors or partners
Steering
Organisation of data processing function
The operating system consists of a central unit, communication connections, safe units data basis.
Technological permanent survey of the systems in use and the new systems to come.
The Setting up of a network between the different functions and the different geographical places.
The evolution of the needs of banks is more and more dependant on the ability to create soft ware systems: so there must be a soft ware study division in the bank.
Micro and personal computers and office software
The trend is to give every employee in the bank a micro-computer so that he can input the information himself.. Then, it be comes a management function when thanks to connections with a central unit, every employee collects and analyses the information they get to build up their own projects.
Steering
The objective is to improve the operating system and to keep it secure despite the increasing number of operations done by external users through microcomputers.
Trends in bank Data processing
Today, users can communicate with every computer system in the bank; so they can collect the data they need and build up their commercial project or manage their own data base.
The design of the computer networks will change into a system where the user of a data-base will create a new data-base that will be used yet again by another user.
So the systems will cover fields like marketing, budget control, management, organisation functions: this means more control over the whole system to keep it coherent and safe.