Business — Banking — Management — Marketing & Sales

Archives for the ‘General Banking’ Category

Strategic recommendations

Category: Branches

Explain to the group that it is important to translate these reports by recommendations and to imagine orientations respecting the strategy of our bank.



Analysis of customer portfolio

Category: Branches

Based on the above, we now focus on the type of customers the branches deal with. According to every bank’s profile, this can be differentiated, or to the contrary not differentiated at all, from other banks.



Extending the notion of resources

Category: Branches

This session is very short since it reminds the HR session, which has been developed in module 1. 1. Human resources management pays



IT in branch networks

Category: Branches

1. Functional architecture of a branch Explaining main organisational issues: Branch manager in connection with both front and back office.



Risks in branch networks

Category: Branches

The liquidity risk Branches are at the heart of the liquidity flow of a bank, and the main issue for the bank’s treasury department is to keep track of the overall changes in cash flows, aggregating flows from all units (branches + head office commercial business)



Consistency with bank’s ALM policy

Category: Branches

ALM: general comments Asset & Liability management is a topic not always well known, especially outside treasury and central management officers in a bank’s head office.



Internal analysis. How to keep an objective view on my branch network?

Category: Branches

Internal analysis How to analyse the network? How to keep an objective view on our institution? What are the different points to observe and analyse?



Commercial banks. Merchant and Investment Banks

Category: Branches

Commercial banks These banks, also known as «retail» of «clearing» banks, are usually understood to be banks that provide a «full» range of services via an extensive branch network and receive a large part of their funding from the public in the form of retail deposits.



Analysis. How to gather all these data?

Category: Branches

Give trainees 2 minutes to prepare answers on their own and then get feedback from some trainees without giving guidance on the answers but certainly give encouragement where appropriate.



Bank System Stabilization

Category: Bank Management

Stabilization entails two elements: creating a stable and convertible currency, and reducing budget deficits and accumulated debts.